Empowering India's SMEs to Unlock Their True Potential

63 million SMEs power India's economy, yet only 14% have access to formal credit. OneNDF exists to change that.

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The Credit Gap Challenge

Over 60% of loan applications are rejected due to fragmented financial data,
weak credit history, and lack of preparation—costing
businesses growth and survival.

SMEs in India
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Have Credit Access
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Loan Rejection Rate
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One Account, Endless Possibilities

OneNDF is India's first SME credit profile builder integrating multiple data sources to
create a dynamic, lender-ready credit profile.

Credit Bureau Data

Comprehensive credit history analysis from all major bureaus

Financial Statements

Automated integration of your financial records

GST Records

Real-time GST data for accurate business assessment

Banking Data

Secure banking transaction analysis for creditworthiness

All Your Data, One Platform

Seamlessly integrated to create your comprehensive credit profile

Credit Bureau

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Financial Statements

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GST Records

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Banking Data

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Lender-Ready Profile

With OneNDF You Can

Know Eligibility

Understand loan eligibility in advance with our AI-powered assessment tools

Plan Funding

Improve creditworthiness with actionable insights and personalized recommendations

Execute Confidently

Access the right lenders, best rates, and fast approvals through our network

Our Mission

OneNDF’s mission is to reduce loan rejection rates, prepare SMEs for funding before they need it, and connect them with 120+ lenders using standardized credit profiles.

  • Reduce rejection rates through better preparation and data standardization
  •  Prepare SMEs proactively before they need funding
  • Connect with 120+ lenders using standardized credit profiles

Why Choose Us

Trusted by thousands of SMEs across India

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